America's #1 Blog For Debt Relief Tips & Tricks

Best Ways to Save for College

The biggest form of unsecured debt in the United States right now is student loans. It’s higher than personal loans and payday loans—it’s even higher than credit card debt. The reason it’s so high is because so many students take what they can get, regardless of interest rates, and then suffer the consequences later in […]

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Reduce Your Cell Phone Bill

Americans spend a fortune on their phones. They pay hundreds of dollars every year to get the latest models and then they fork out cash to cover phone bills, which take into account everything from data charges to texts and actual phone calls. They are essential in this day and age, but they are also […]

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Reduce Your TV Bill

In a recent infographic we outlined the surprising fact that Americans spend a lot of money on subscriptions and that a large chunk of this comes from media subscriptions such as TV and film packages. These things don’t seem to cost a lot on the surface, but when you have several of them taking money […]

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Hugely Popular Collectibles

As we have discussed many times before here on DebtReviews, one of the best ways to save money and pay off your debts quicker is to sell the things you don’t need and don’t use. It can be hard to let go, but if the alternative is to sink further into debt and have your […]

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US Economy in 2018

The United States is one of the richest countries in the world and depending on the criteria it may even be the richest. But it also has a high unemployment rate, private healthcare, and one of the biggest disparities between rich and poor in the entire first world. It is unique, to say the least, […]

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Americans Lose Millions of Dollars

We have spent a lot of time advising families on how to spend less and save more. We have covered extensive reviews of debt management companies, debt settlement companies, loans, and more. But in this guide we’re going to take a different, and at times shocking route and show you some of the ways that […]

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Tips for Budget Travel

International travel has always been seen as a luxury, an expense that only those with money can afford and something that everyone else has to spend several years saving for. But that’s no longer the case. It is now cheaper than ever to get flights into and out of the United States, and there are […]

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Beat Rising Food Prices

Food prices are constantly on the rise. In 2018 they are predicted to increase by as much as 2% across the board, with some staples such as eggs predicted to increase by between 4% and 5%. And it’s not just 2018, as we saw the same last year and we’ll likely see the same next […]

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Christmas is just around the corner and American families are scrambling to add money to their savings in order to prepare for the most expensive holiday of the year. If you’re in debt, Christmas is not a good time of year, especially if you have kids with demanding lists from Santa Claus. In this guide […]

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Save for College Funds and Rainy Days

The vast majority of Americans have less than $10,000 in savings, and more than $10,000 in debt. Lower wages, higher living costs and readily available credit has led to a throwaway, carefree society in which very few of us think about saving or are capable of doing so. In this guide we’ll show you the […]

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Credit card debt is crippling millions of Americans. These pieces of plastic are the root of most debt. They are easy to acquire, tempting to use, and can have massive interest rates. But at the same time, credit cards are safe, easy to use and when used properly they can be a godsend. In this […]

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Struggling to pay off your credit card debt? These tips can help you to reduce that bill and allow you to look forward to an easier, less stressful and more financially stable 2019. There are tips to directly reduce your credit card bill and tips to save money, which can then be used to pay […]

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Mortgages are the single biggest debt that most Americans will face over the course of their lifetime. On the one hand, they are seen as standard, normal, and even obligatory. But on the other hand, you’re basically shouldering the burden of a debt equal to what you would make in 5, 10 or even 15 […]

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The average American household brings in a little under $75,000 a year, yet struggles with debt and doesn’t enjoy the financial security that such an income should warrant. Escalating household bills are one of the biggest reasons for this lack of security, and when you look at how much of this income household bills are […]

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Every last one of us is guilty of being too impulsive from time to time. We struggle to think ahead, we want everything now. This need for instant gratification holds us back and it stops us from attaining our financial goals, because this is not the attitude that rich people have. Think of it this […]

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Bankruptcy is often seen as an easy way out, but that’s far from the truth. It is an option that will always be there for anyone who is struggling with debt, but it’s not always the best one. The public’s perception of bankruptcy has been skewed by celeb gossip and misinformation. We hear stories about […]

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You either need a lot of luck or a lot of hard work to join the richest 1%. But there’s more to it than that. The super-rich adopt strategies and mindsets that set them apart from the rest of us, and if you can think and act in the same way then you will significantly […]

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Overstock Credit Card Review

When you frequently shop a particular website, the option to apply for a store credit card is enticing. That’s particularly true if those cards offer discounts, rewards or exclusive offers. Do you shop at Overstock.com often? If so, you may be curious about the store cards the company has available. Before you apply, check out […]

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Nordstrom Cards

There’s no small number of retail stores that “reward” their customers by offering credit card options. Target, Kohl’s, Old Navy and many more retailers offer credit cards, some with rewards and discounts for loyal shoppers. As store credit cards go, we find the Nordstrom credit card to be one of the most rewarding. If you […]

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Is DealDash Scam

Everyone loves a good bargain. And with the advent of auction sites online, it’s easy to find one today. Auction sites are fun, even exciting. And there’s a good chance that you actually can score that blender than much less than retail. DealDash is an auction site that’s been around since 2009, a long time […]

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Publisher’s Clearing House Scam

Just about every person in America has gotten the flyer in the mail: “Someone in YOUR zip code with YOUR initials is going to with $1,000 a day for life!” These letters, television commercials and emails have almost become American icons. You may remember your grandmother buying magazines from PCH. The company was launched in […]

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Every time you apply for a travel reward credit card, an inquiry shows up on your credit report. That means that, even if you’re not approved, you’re impacting your credit score. As a result, you may end up less likely to be approved for a credit card than you were in the first place. You […]

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Snap Finance Review

Sometimes you need cash fast. Rent’s due tomorrow and you had an emergency. Or maybe you were out of work for a week due to family illness. Regardless of your situation, life happens. When it does, you may be tempted to apply for a cash loan. Snap Finance reviews are plentiful on the internet. The […]

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For almost 40 years, customers have enjoyed shopping from home via the Home Shopping Network. From jewelry to clothes and from blenders to baby gear, you’ll find tons of interesting products on HSN, sometimes at a discount, and now they are offering a HSN Credit Card. As you shop, you’re offered the opportunity to pay […]

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Discount Tire Credit Card Reviews

It’s happened to just about everyone. You’re riding down the highway, singing along to your favorite Eagles tune and suddenly you hear it. Your car starts to rumble and shake, and you just know – you’ve blown a tire. Sometimes a tire repair is an easy fix. Other times it can be pretty pricey. Wouldn’t […]

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eBay Scams

eBay is the world’s biggest auction platform. That means two things: big bargains and bigger scams. We’re not shy to expose big financial scams here on DebtReviews and next in line is eBay, as we lift the lid on everything that you need to know about eBay scams and other dirty dealings. Before we get […]

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Flying the nest to go to university does not always mean relocating to the nearest educational establishment. An increasing number of people now choose to expand their horizons in a more literal sense, and explore their options for international study. It is therefore an unsurprising and well-known fact that the tuition international students pay to […]

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Stop Spending Money

Are you spending too much money? Is your debt getting bigger and your bank balance getting smaller? It may be time for a change. We have discussed debt relief programs a lot on this site and we’ve also discussed ways to save money on a budget, as well as this eye-opening infographic on overspending. But […]

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Why Do We Get in Debt

Humankind is not known for its ability to reign-in its desires, and how we deal with our finances is not an exception. Let’s face it, nobody really needs a Fabergé egg decorating their fireplace, but our spending habits do not only depend on what we need, but also on our wants and desires. Why Do […]

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Average Funeral Cost

A funeral is a necessity that no one looks forward to paying. It’s a service we will all attend at some point in our lives, a service we’ll all end up paying for, and a service we’ll eventually be the focus of. It’s depressing, but it’s life—or death, as the case may be. And if […]

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Help with Tax Debt

When you owe taxes, it causes stress. No one wants the IRS on their back, and sometimes tax bills can just seem to high to be manageable. If you need help with tax debt, you may be looking for resources to turn to. Read on to learn a bit more about tax debt, and where […]

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Average Wedding Cost

A wedding is something we hope that we will only need to pay for once in our lifetimes, but when you factor in the high rate of divorce and the fact that parents are often lumbered with the cost of their kids’ weddings, this is usually far from the truth. The average cost of a […]

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How Much Money Should You Spend on a Wedding Ring

There are times in everyone’s life when a major purchase is necessary, one that far eclipses anything they are used to spending. Most of these occasions are joyful, but some of them are also surrounded by certain traditions and unwritten spending rules which can leave the inexperienced purchaser a little confused. In this guide we’ll […]

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Capital One is one of the biggest names in finance, particularly in the lending space. Many people are able to take advantage of Capital One credit cards or even investment services. The company is well known for extending credit options to those who wouldn’t otherwise qualify. But did you know that, in addition to credit […]

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Best and Worst PNC Credit Cards

PNC is a financial services company based out of Pennsylvania, with close to 2,500 branches nationwide and a history that spans back over 160 years. In terms of assets, they are the 9th largest bank in the United States, and if you focus purely on the number of ATMs then they are the 4th largest. […]

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Best Citibank Credit Card

Citibank was established over 200 years ago as the City Bank of New York, and in that time it has grown into one of the biggest banks in the US, with a presence in dozens of countries around the world. One of the biggest earners for Citibank is credit cards, millions of which are issued […]

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“Great loans for great people.” What a friendly, likeable slogan! The marketing department over at SoFi had the right idea – this slogan makes you feel like you can just sit down and chat with a loan officer over a cup of coffee, that a smiling face will help you acquire a loan to solve […]

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Top Wells Fargo Credit Cards

Wells Fargo is one of the largest banks in the world and at one point, just a few years ago, it was the largest bank in the United States. Founded over 150 years ago by Henry Wells and William Fargo, this financial powerhouse earns nearly $90 billion in revenue, a large chunk of which comes […]

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Best Car Insurance for Veterans and Military Personnel

If you serve in the military or have served in the past then you may be entitled to some reduced rates on your car insurance. In this guide we’ll look at the best and the worst; highlighting some of the things that other review sites are not telling you and giving you an honest rundown […]

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Car Insurance for College Students

When you are a student it can feel like there is a new bill and a new expense around every corner. You leave the relative comfort of the family home and you emerge into an independent world where everyone seems to want something from you and you’re responsible for every penny that you spend. We […]

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Credit Card Issuers and Networks

There are more credit cards than people in the United States, which is proof (if you needed it) that we love spending money we don’t have. The companies that issue these cards are able to make a fortune and have grown into some of the biggest organizations in the world off the back of American […]

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Looking for a new summer outfit? Performance fleece for chilly fall days? Most people find you can’t go wrong with Old Navy. Kids’ clothes, women’s clothes, men’s clothes, sandals and even accessories – Old Navy seems to have it all. So, if you’re shopping there anyway, doesn’t it make sense to apply for an Old […]

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Chase is one of the biggest banks in the United States and they provide some of the most popular credit cards in the country. If any of these cards deserves the title of the “best Chase credit card” it’s the Freedom. This card is used by millions of Americans, with more money being spent on […]

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You’ve probably heard it said that you should never fall into the “store credit card trap.” That is, for the most part, true. However, there are a select few credit cards which, if you use them correctly, may actually be beneficial to you. The Kohl’s credit card could be one of those cards, if the […]

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Ways-to-Pay-Off-IRS-Debt

Keeping up with one’s finances can be a challenge, especially in the current economic climate. Most household face financial problems, arising from credit card debt, student or medical debt etc., however, tax debt might be the most severe of them all, carrying heavy penalties and consequences which can escalate quickly, if allowed to get our […]

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American Express was founded in 1850 and is currently one of the biggest financial organizations in the world, with their credit cards generating most of their profits. These American Express credit cards earn billions for the company, with each user spending an average of $18,519 a year, contributing significantly to the national debt but also […]

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No matter which type of internet shopper you are, you likely know that you can purchase just about anything you can dream of online. From books and toothpaste to lawn mowers and even mortgages, you can bet you’ll find an e-commerce store that sells it. It would seem that for every e-commerce store, there’s a […]

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Airlines and travel companies in general are notorious for charging hidden fees. They are the kings of the small print. If they were car salesmen the wheels and seats would not be included in the ticket price and you’d pay extra every time you opened the door. Some are worse than others. Typically, the cheaper […]

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If you run a small business then you don’t need to drown yourself in paperwork just to keep up with your accounts. There is a wealth of accounting software out there that can make your life easier and your business more streamlined. There are many software packages to choose from, some free, some not; some […]

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Barclays is one of the most powerful transnational organizations in the world, a financial powerhouse that has more of an influence over global economic stability than any other bank. It began as a goldsmith toward the end of the 17th century and today it is one of the biggest providers of banking services, credit cards […]

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PayPal is the world’s biggest online payment provider and it has helped millions of traders, professionals and businesses to process payments securely, quickly and easily. But these payments don’t come cheap and if you do any kind of business through PayPal you could be losing a small fortune to PayPal fees every year. But there […]

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No customer wants to dip into their overdraft, but in some cases they have no choice. It is seen as an additional line of credit that doesn’t require a new credit card or loan, but it’s far from perfect. The average cost of an overdraft is $35 a month, and in most cases you need […]

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Pros-and-Cons-of-Owning-a-Credit Card

Credit is an essential part of modern life, it is integral to almost all our purchases, but is owning a credit card all it is cut out to be? Many modern consumers own multiple credit cards, with various providers and banks inviting consumers to use their credit cards as their preferred method of purchasing goods. […]

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There are no shortage of credit card offers in the United States and you can get rewards cards from many of the country’s top companies. One of the latest to throw their hat into the ring is GameStop, whose rewards credit card offers incentives for anyone shopping in the thousands of national locations they have. […]

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Believe it or not, there is such a thing as an NFL credit card. Known as the Extra Points card, it was created for fans of the National Football League and offers rewards for customer who spend money on merchandise and more. But is this a good rewards card, should you signup to it and […]

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If you travel a lot with a specific airline then it only makes sense to consider an airline credit card. You shouldn’t immediately signup to one just because you frequently fly with that specific airline, but they should definitely be included in your search for a new credit card. What Are Airline Credit Cards? These […]

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Chase Bank is the largest bank in the United States in terms of assets. It offers a wealth of financial services to US citizens and its size means it can afford to be competitive and to undercut its rivals. All of this should bode well when it comes to Chase personal loans. However, there is […]

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Facebook hasn’t had the best 2018 and it didn’t have a great 2017 either. There have been data breaches, concerns over the spread of news and profit warnings, all of which have served to create an exodus of sorts, with more younger people now turning their backs on the social network and looking for alternatives. […]

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There is a battle of the sexes on the roads. The vast majority of men think they are better drivers than women and this has even influenced female drivers, as surveys suggests that most women are happy to concede that men are better at reversing and parking. But these two issues aside, most of those […]

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Alternative Ways to Pay Off Student Debt

Student loan debts total $1,000,000,000,000. Most people find it hard to even imagine that amount of money. For many college graduates the transition from studying to entering the world of employment is a difficult one, and it is made even more worrisome by the huge amounts of student debt they have accumulated during the course […]

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Discount clubs can be a great way to reduce your monthly outgoings. These clubs offer all kinds of discounts on the things you buy every month. In most cases they are not free, but the benefits, the deals and the discounts typically far exceed the amount of money that you spend on your membership. Such […]

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Internet users are very suspicious of any company that offers anything for free, and rightly so. We are surrounded by scams and every year these scams are getting bigger, bolder and more profitable because people keep falling for them. It pays to be vigilant, to constantly ask questions about the services that you are using. […]

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Phone scams are on the rise, with a sharp increase over the last few years and a massive increase if you go back ten years. It has been estimated that over 600,000 scam phone calls are made every single week, and based on how effective we know those scams to be it’s fair to assume […]

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Apparently, the best things in life are free, but this saying doesn’t generally apply to disposable razors, beauty product samples and cheap crap that falls to pieces as soon as you get it out of the box. Still, free is free, and cheap or not, you can’t argue with a $0 price tag. That’s why […]

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Every time the internet evolves, it brings with it a new breed of scammer. These scammers are like modern day hackers, exploring the backdoors of peoples’ trust and misunderstandings and taking advantage of the seemingly apathetic attitude that law enforcement and banks have to most cases of fraud. Sure, they will act quickly if someone […]

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Venmo is a mobile payment service that we have discussed before here on DebtReviews. It is hugely popular right now and is riding the wave of the mobile revolution. This is all helped by the fact that it is backed by PayPal, but it’s also great service, allowing for fast and secure transactions. As is […]

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As soon as a new technology emerges and becomes very profitable, the scammers begin to lick their lips. If that technology involves money transfers in any way, those scammers flock in their millions. Such is the case with Bitcoin. Every day millions of dollars are lost through Bitcoin scams, and in this guide we’ll look […]

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Medical Debt in the United States

There are many reasons why people would choose the U.S. as the perfect place to start a new life. If asked, they would quote positive characteristics like, availability of opportunity, vast variety of diverse landscapes and multi-cultural cities. The U.S. has been a popular destination for immigration, let’s not forget, this is how the United […]

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There are more credit cards than people in the United States and these small slips of plastic have an enormous amount of credit attached to them. They also have fraud protection schemes so that the user can get their money back if anything untoward happens. When credit card scams occur the bank foots the bill […]

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How did you pay for college? If you’re like most people who attended university, you took out student loans each year. Some students even apply for a new, smaller loan each semester! Whatever the case, you’ve likely got a series of student loans on your credit report, each requiring a monthly payment. If you want […]

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Walmart is the biggest shopping destination in the United States. But it is so much more than that. It is the biggest retailer in the world, and one that owns everything from the ASDA chain in the UK to Jet.com and to a dominant share of FlipKart, India’s biggest shopping site. Walmart have also ventured […]

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Discover is one of the four big credit card networks in the United States, one that offers an array of benefits that you might not find on all other networks, but also provides the accessibility and the usability that you will. But what is it that truly sets this network aside from the others? How […]

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Your financial life is dictated by your credit score, which in turn means that you are at the mercy of the credit bureaus that create these scores. But who are these bureaus, why do they do what they do and how do they compare to one another? Why Do Credit Bureaus Exist: The History Before […]

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Everyone with poor credit has been there. You apply for a credit card, only to be informed that your credit score just doesn’t make the cut. Getting the notification you’ve been declined for credit is no fun, but there are alternatives. For those of you with less than perfect credit, there’s the option of a […]

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It is harder than ever to take your fist step on the housing ladder. There is a huge disparity between the average wage and the average house price and this means that first-time buyers are older than ever before. If you go back just two generations you’ll find a time when couples were married and […]

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Capital One is a financial organization that specializes in credit cards, loans and other financial products and is one of the ten largest banks in the United States, with an equally huge share in Canada, the United Kingdom and many other countries. We have discussed Capital One many times on this site, including when looking […]

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List Car Insurance Companies

We always stress the importance of comparing and contrasting when you are taking about insurance. This is true of life insurance, home insurance and car insurance, and it’s a habit that could save you hundreds of dollars a year. It is something that we discussed in our guide to Cheap Car Insurance, and in this […]

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Car insurance is a necessity, and an expensive one at that. But if you shop smart, take your time, do your research and don’t grab the first offer that comes your way then you can make some huge savings and get more affordable quotes. In this guide we’ll look at ways that you can get […]

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If you feel like you need a few extra bucks to help pay down your debt, you’re not alone. Many consumers turn to the internet to make a bit of extra cash, and there are certainly no lack of websites claiming to provide the opportunity. SwagBucks is one such site. Over the past few years, […]

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Competition between banks, card issuers and other lenders is fierce and every year it seems to heat up. This is great news for borrowers because it means we have never had it so good and can take our pick of the best cards and offers out there. In this guide we’ll look at the best […]

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Sears has existed on the US retail landscape for over 120 years. It turns over hundreds of millions of dollars a year, and while it has been going through some hard times of late, it still remains one of the biggest retailers in North America and the Sears credit card is available to anyone looking […]

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Debt Relief Programs

Many people who find themselves in debt find their finances to be, at best, disorganized. Debt is unfortunately overwhelming for many people. It’s because it seems so insurmountable that many people choose just to ignore debt, rather than to pay it. If this sounds like you, you may be interested in debt relief programs. There […]

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You’ve heard the expression, “more month than money.” In fact, many Americans feel as if they spend a large portion of their income just paying bills and paying down debt. Of course, everyone wants to have a high income and a low debt. But what is a good debt to income ratio? And what’s the […]

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There are a number of things that you can do to get cheaper home insurance quotes, saving yourself huge amounts of money every year. In this guide we’ll show you some tips you can use to bring those costs down without sacrificing your coverage. Always Compare The most important thing to bear in mind is […]

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As you are probably already aware, your credit score can impact almost every aspect of your life. A low score may prevent you from renting an apartment, gaining access to credit cards, or even landing the perfect job. A less than perfect credit history can also keep you from buying a home. Can you buy […]

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It’s a question that everyone has when they look for their first credit card. Do you opt for MasterCard or Visa, American Express or Discover? There are many different types of credit cards, each with its own list of pros and cons. You can get cashback credit cards, travel credit cards, premium credit cards, student […]

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The Discover It credit card is a rewards card that offers big spenders a wealth of options, with many ways to earn points and to redeem them. In this guide we will take a close look at this card, reviewing it in full, telling you what you need to know and ultimately discovering (pun definitely […]

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Dispute Your-Credit-Report

If you’re trying to build, repair or maintain your credit, you’ve likely gotten a copy of your credit report recently. If so, it’s very possible that you’ve spotted something that isn’t quite right. Maybe it’s an incorrect address, or perhaps it’s an account you don’t recognize. In some cases, it may even just be an […]

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How Much do Americans Spend on Subscriptions

  How Much do Americans Spend on Subscriptions If you are not frantically asking your friends to provide you with suggestions on the next series to binge-watch, then you are not alive in 2018. With busy lifestyles, long work hours and the growing intolerance towards clothes softener adverts, online video streaming services have become the […]

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In many ways, life insurance is like a will. We all need one to protect our loved ones after we die, but we are so reluctant to deal with something that is connected to our demise that we put it off. With a will, it doesn’t really matter that much as long as you get […]

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Student Loans and Taxes

Choosing to attend a university can mean a lot of changes in your life. Some are for the better – you’ll have new career prospects and, hopefully, a higher salary than if you were to head directly into a career after high school. But some changes are a bit daunting, and maybe a little confusing. […]

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Life insurance is often something you purchase as a way of securing yours or someone else’s financial future. In fact, if you want to take out life insurance for someone else, such as a parent, you need to prove that their death would impact your finances significantly. So where does that leave you if you […]

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Best Buy Credit Card

The Best Buy credit card is probably the most popular store card in the United States right now, helped, of course, by the fact that Best Buy is one of the biggest and most popular stores. But is this a card that you should signup for or not? We have looked at the best and […]

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File for Bankruptcy

Debt is an ever-present, looming threat for most modern American families and even though bankruptcy can be an escape from the most serious of debts, it is feared. A lot of that fear stems from a lack of knowledge, and that’s what we will try to fix in this guide as we ask, How does […]

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Bankruptcy Credit Score

Bankruptcy is a debtor’s last resort, and in some ways it is a pretty good last resort. Providing you follow the terms of the bankruptcy to the letter and prepare for it properly then it can help to give you a fresh start. However, it should not be seen as an easy way out, because […]

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Bankruptcy Forms

Bankruptcy is misunderstood by the general public. It’s one of those things that never seems to make sense. How can a celebrity or a super-rich businessperson declare bankruptcy and still seemingly own big houses and cars; how can it be the end of the world for the average person and a mere blip for the […]

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Age vs Credit Card Debt Infographic

Many Americans start their adult life with a considerable amount of debt, but does it get better later on? The statistics are not painting a good picture. Many Americans under the age of 25 owe at least $709.79 on average on their credit card. This figure would be considerably higher if the mounting student loan […]

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Life Insurance Companies

Life insurance is one of those things that we know we need, but that we often avoid. We don’t want to have to think about our demise, even if it means we will be providing security for our family after we are gone. But that security is exactly why life insurance is essential and once […]

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Life Insurance for Seniors

The older you are, the more expensive life insurance will be. It’s as simple as that. As far as life insurance companies are concerned age is like a disease, at least in the sense that the older you are the more likely you are to cash-in your policy. As a result, it can be tricky […]

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InboxDollars Scams

Everyone wants to earn a little bit more money. Unless you’re already making a few million a year, a few hundred extra a month could go a long way. And, as you know, there are plenty of work from home “opportunities” which claim to allow you to do just that. If you’ve been looking for […]

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Term vs Whole Life Insurance

There are many different types of life insurance policy you can buy, ones that cover you for specific terms, ones that last a lifetime (however long that may be) ones that you can get without medical exams, and much more. In this guide we’ll look at term vs whole life insurance, as well as the […]

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The Best Life Insurance with no Medical Exam

In most cases, life insurance companies will require you to undergo a medical exam before you signup. They need to check to make sure that you are as healthy as you claim to be and they also look for things that you might not know about. However, there are exceptions as some life insurance policies […]

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Bankruptcy Student Loans

Every year, somewhere around a million Americans file bankruptcy. The number is somewhat fluid, as some bankruptcies are personal and others are business. However, a million is still quite a large number of people who no longer feel they can handle their debt. There are, as you might know, certain debts which can be included […]

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Life Insurance FAQ

If you have finally made the decision to get life insurance and provide some security for you family after you have gone, then you may have a few questions. This is a subject that isn’t discussed in polite conversation, something that people prefer to avoid than to discuss, and as a result it’s not unusual […]

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How Much do I Need to Retire

The average age of retirement in the United States is 63, and the life expectancy is just under 79 years. This means that the amount of money you need to retire is the amount you need to live on for 16 years. The median weekly earnings for full-time workers in early 2018 was $811, or […]

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Best Online Savings Accounts 2018

An online account is a great way to secure your money while also letting it grow. If you have some expendable income then consider putting it into a savings account, where you can forget about it and let it build month after month, growing into sizable sum that you can use for your kids’ college […]

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The Best Private Student Loans

Thinking about going to college? Good for you! Whether you’re fresh out of high school or looking for a career change, college is a big decision. Of course, in addition to deciding your intended major you’ll also have to consider student loans. The average graduate has upwards of $40,000 in student loan debt. It’s important […]

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Banks vs Credit Unions

There are a number of big choices to make when looking for a new savings or checking account, but the first choice is whether to use a credit union or a bank. They both have their pluses and minuses, and determining which one is best for you is a simple case of weighing up these […]

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Get Student Loan Help

Student loan debt is a growing problem in the United States. It’s a massive burden of debt that tens of millions of students and young adults battle with every year. But if you are feeling overwhelmed by your debt there is help available. In this guide we’ll look at all available student loan help, from […]

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Minimum Wages vs Average Household Income

When one is referring to minimum wage in economic terms, they are usually referring to the lowest amount a worker has to earn in order to be able to afford adequate shelter, food, pay bills comfortably etc., This amount, which varies greatly between states and even counties, is also known as the ‘living wage’. However […]

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Send Money Online

Billions of dollars are transferred through millions of accounts every single week. Money goes from bank to bank, from country to country, and from customer to shop. We send more, shop more and spend more than ever before, and all of that means everyone is constantly on the lookout for the best ways to send […]

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PayPal Scams

PayPal is the biggest online payment service in the world, which means it can be found on most websites and most users have an account. But everything popular becomes a target, and as PayPal have grown they have attracted the attention of scammers, who have used the service’s mass popularity against it. What follows is […]

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Popular Western Union Scams

Western Union is a genuine, legitimate, feature-rich service and in the past it was one of the best alternative payment systems around. But those features and that accessibility made it a haven for scammers and once they began targeting its users and using it to facilitate dodgy deals, it got a bad name that it […]

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Debt Collector Scams

Millions of Americans are in debt and every minute of every day there is a debt collector showing up at someone’s door demanding money and threatening to take away goods if it is not paid. These debt collectors have a lot of power over your money and your possessions, and that sort of power is […]

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How to Save Money in College

College can be very expensive and because we tend to get a college education when we’re young, ambitious and have the world at our feet, we’re also less inclined to watch what we spend, to be frugal and to think about future implications. As a result, millions of Americans are still paying off the debts […]

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Cost of Education in the US

Education funding in developed countries varies significantly. According to figures published by the Organization for Economic Co-operation and Development (OECD) the US education spend amounts to approximately $29,328 per capita, which is by far the highest spend among G7 countries. Education spending in the US was recorded since the beginning of the 20th century at […]

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Best Money Saving Apps

There is an app for everything. It’s a clichéd saying, but it’s true and some of the best apps out there are the ones that can help you to save money. In this guide to the best money saving apps we will look at those applications in particular, making sure we have something for Android, […]

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Make Money Fast

The internet has been awash with promises of “Make money fast” and “make money from home” from the beginning. In the early days they were as common as crappy MySpace pages and blogs made with GeoCities. These days the world is much more tech savvy and far less gullible (for the most part, anyway) so […]

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How Do Credit Cards Work

There are more credit cards issued in the United States than there are people, and credit card debt accounts for a significant portion of the total personal debt in the US. but despite this, there are still some basic things about credit cards that millions of American consumers don’t know about. How Does a Credit […]

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What Affects Credit Score Guide

Millions of Americans are losing sleep over their steadily increasing debt and decreasing credit score, but what affects your credit score, what things do you need to avoid to stop your score from plummeting? Some of these will be more obvious than others, but all of them are just as important. We have discussed credit […]

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Sell Your Stuff

It has never been easier to sell your stuff and if you are struggling with debt then this is a necessity. The average American family is sitting on a fortune in unplayed video games, unwatched DVDs, unworn clothes and unused gadgets. It only makes sense to sell-up, and that’s where these apps and websites come […]

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Beat the Debt Collectors

If you owe money, you know the stress of having the debt collectors call. They’re relentless; they’ll call your home, your employer and may even call your family. Of course, you do owe money. But sometimes debt collectors’ phone calls border on harassment. In fact, sometimes debt collectors are absolutely guilty of harassment. Are you […]

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Save Money

Tens of millions of Americans are in debt, scraping by any way they can and using what little income they have to pay off the interest, while till trying to keep a roof over their heads and food on their table. It’s not an easy life. The situation is hard for everyone, but while some […]

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Best Balance Transfer Credit Cards

A balance transfer credit card is an essential tool in a credit card consolidation. If you have two credit cards each charging a high interest rate then you can transfer the balances of both those cards to another credit card with low interest, saving tens and even hundreds of dollars on your monthly debt. The […]

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Credit Repair Agencies

Your credit has a huge impact on – let’s just be honest – your whole life. Less than perfect credit can affect your ability to buy a home, to buy a car, or even to rent an apartment or be qualified for a job. If you’ve been struggling to bring your credit score up, you […]

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Costs of Healthcare in the US

It was November 2017, when a young couple plunged to their death in Manhattan, NY. The note found in the man’s coat read “Our children are upstairs, please take care of them […] We both have medical issues, we just can’t afford healthcare”. The sad reality about healthcare costs in America is often a standing […]

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Low Interest Credit Cards

Coco Chanel once said that the “best things in life are free”. It was an odd choice of words for a woman who founded a designer brand currently charging upwards of $100 for 100ml of perfume (clearly she didn’t consider that to be one of the ‘best things in life’) but it does hold true […]

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Credit Cards Business

A business credit card is not essential, but it is recommended. Whether you’re a brand new small-scale startup or a larger business looking to expand, a business credit card can help you to keep your business spend separate from your personal spend, which will make filing your accounts considerably easier. Business credit cards also come […]

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What is Tax Debt Relief

Many people feel a sense of excitement when tax time rolls around each year. In fact, around 83% Americans expect a tax refund every year – and those refunds average over $3,000! But if you’re one of the Americans who owes taxes to the IRS, you may be looking at options for tax debt relief. […]

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VIP Credit Cards

Bad credit breeds bad credit. The harder things are, the harder things become, or at least that’s how it seems. If you have great credit, however, then it’s time to wear your rose tinted glasses. Because when you have good credit and plenty of money then financial institutions will do everything they can to get […]

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Types of Student Loans

There are two main types of student loan: private and federal. But there are several different types of both private and federal loans and this can complicate matters if you’re new to the subject and seeking to apply for a student loan. In this guide we’ll look at all available types of loans for students […]

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Types of Loans

The world of finance is complicated. There are any aspects to each loan, countless pages of terms on each agreement, and a host of different loans, cards, mortgages and forms of credit. But the more you know the easer it gets and the better of a choice you can make, so let’s try to clear […]

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Credit Scores Explained

Your credit score follows you around for all of your adult life. It is what defines you in the eyes of financial institutions and what decides how easy it will be for you to get personal loans, auto loans and home loans. A good credit score can make life a little easier, a bad one […]

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No Credit Check Loans

No credit check loans are a new, quick-fix loan offered to borrowers with low credit. They promise not to check your credit score, which means not only will they not take a bad score into account and use it to block your loan application, but they also won’t leave soft or hard credit check enquiries […]

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Debt Counseling Services

Did you know that 78% of Americans are living paycheck to paycheck? If this describes your financial situation, you can rest assured you’re not alone. Sometimes this can happen because of a low income, or because of emergency expenses. But, more often than not, you’re living paycheck to paycheck because of existing debt. If you’re […]

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Student Credit Cards

A student credit card can be a useful step toward improving your credit rating if you’re going through college or you’re emerging from the other side and need some financial assistance. These cards don’t always have the best rates, nor are their reward schemes as generous as other rewards credit cards. But you don’t need […]

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Unemployment in the US Infographic 1

Unemployment rates show how prosperous a country’s economy is, and it is directly related to periods of growth and recession. Even though the US job market received approximately 14,000 job vacancies fewer than experts and economists anticipated, the national unemployment average in the US subsided to 4.3% in 2017, and more recently to 4.1%. These numbers […]

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Debt Settlement Program

Have you ever maxed out a credit card? Have you ever forgotten about a credit card bill for so long that the card was cancelled? If so, you may have been the recipient of a few phone calls. First, the issuing bank will call you to remind you you’ve got a past due balance. Then, […]

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Unclaimed Money

Free money! Okay, now that we have your attention, let’s get real. There could be some unclaimed money out there that is owed to you by the government. But unless you actively go in search of it, you’re not going to get it. There are billions of dollars just waiting to be claimed and we […]

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Tax Debt Forgiveness

There are dozens of reasons why you may find yourself owing the IRS. If you’ve filed your taxes and owe money, or if the letters from the IRS have already begun to come, you may be wondering about tax debt forgiveness. Is it true that, in some cases, the IRS could relieve you of some […]

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Reloadable Debit Cards

A prepaid debit card is a more convenient alternative to cash and, in some cases, a safer alternative to an actual debit card. They are easy to setup and use, there are no credit checks or interest payments to worry about, and if you get the right reloadable card then you can use it pretty […]

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Best Reward Cards

A good credit card should tick several boxes. It should be secure, offering fraud protection and complete peace of mind; it should offer a line of credit that the owner needs and an APR they can afford; and it should have a program that rewards customer loyalty. Reward programs are becoming increasingly common, with many […]

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Travel Credit Cards

Retail loyalty programs date back to the late 18th century, when copper tokens were given out to customers to be redeemed on future purchases. In later years these tokens evolved into stamps and this then paved the way for one of the biggest and most well known loyalty programs of all: Frequent Flyers. This program […]

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Credit Repair Tips

If you’re faced with bad credit, you may be stumped as to how to fix it. Of course, you could hire a credit repair firm, but those cost money. Sometimes quite a bit of money. If you had extra cash to spend, you’d use it to pay down your credit card bills, right? Fortunately, there […]

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Capital Gains Tax

Capital gains tax is one of those taxes that seems to rear its ugly head just when you think you have found a way to earn a few bucks on the side. It’s a tax that can seem complicated at first glance and one that may even stop you from selling the thing you want […]

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Store Cards

Store cards feel like a modern invention. It’s just another brick in the consumerist wall. But these cards actually predate credit cards. Companies offered them to regular customers as an incentive to get them to spend more, and over the years they have become a favorite with customers and companies alike. In this guide to […]

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Average American Household Food Spend

Food is cheap in the United States. In fact, when you compare the price of groceries to the average household income, it’s some of the cheapest in the world. The average working family doesn’t need to worry about putting food on the table and while issues do exist in lower income families, it’s nothing like […]

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US National Debt

The national debt of the United States is the combined debt accumulated by the US government, a sizable proportion of which is held by the public. It is a direct reflection of the economic stability of a country and the fact that it is at its highest point in US history has been great cause […]

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Debt Consolidation Loans for Bad Credit

For many people, bad credit is cyclical. Maybe you have a credit card that you’re unable to pay down, so you take out another credit card. Or perhaps you’ve gotten behind on your auto loan, so it becomes necessary to apply for a personal loan. In any case, your debt grows because of your honest […]

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PayPal Working Capital

Is it Worth It and Can You Apply? Here on DebtReviews we understand debt and financial difficultly better than most. We have a personal connection because we’ve been in some of the situations that our readers find themselves in. We try to disconnect where we can in order to provide an unbiased viewpoint, but we […]

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Credit Cards for People with Bad Credit

Millions of Americans are in debt, struggling with basic finances and worrying about how they can put food on the table. We live in a society built on credit, where your total worth as a human being is reduced to a series of numbers on a screen, and if you have bad credit then you’re […]

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How to Pay Off Student Loans

Student loan debt is climbing year on year, with more graduates leaving the education system in debt. But like anything in life, being proactive can make things easier and having a bit of knowledge on your side can take you a long way. In this guide we will look at how you can pay off […]

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Bad Credit Payday Loans

There are no shortage of online payday loans for people with bad credit. And why wouldn’t there be? This is an industry that preys on the insecurity of America’s financially irresponsible, an industry that stands with a smile and an offer of good fortune when we’re in our darkest moments, only to make those moments […]

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Bad Credit Car Loans

A car is a necessity that tens of millions of Americans can’t afford to do without. If you don’t live in a big city with easy access to reliable public transportation, a car is the only way you can get to work, the only way you can do the grocery shopping or drop the kids […]

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Student Loan Forgiveness

There is no magic wand that will make your student loan debt disappear in a single swipe. Unless your college tuition was at Hogwarts, then the only way to get rid of that student loan is to pay it back steadily in the way that millions of Americans do. But there are exceptions and it […]

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There are over 300 million credit cards currently issued in the United States. That’s more than 1.3 for every adult in the country. Seen as “easy credit” by the majority of the population, these 3×2 inch pieces of plastic account for a sizable portion of the US national debt and for the majority of the […]

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How to Repair Credit

Your credit score follows you around for your entire adult life. It’s there when you take out a student loan and get your first bank account, it’s there when you buy your first car and get your first credit card, and it’s there when you decide to take your first step on the property ladder. […]

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For many students loans are the only means by which they can pay for college. Tuition, fees, books, and living expenses are far more than a student can earn by working full time in the summer and part time during the school year. Student loans are relatively easy to obtain, and since no payments are […]

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