DebtReviews.com Blog Category: Credit Cards

The average American owns 2 credit cards and uses them to pay for the majority of the things that they purchase online and offline. Credit cards account for the highest amount of debt that the average non-house owner owes, and even those earning very little money have stacks of credit card debt.

It’s just part of modern life in the United States it seems, and it’s something we have to live with. But with our sections on credit cards we will help you through this seemingly unscalable debt and help to make it more manageable. There is a light at the end of this dark tunnel and with our help you can make it to that light.

We have a number of guides on how to pay off your credit cards and how to best use them, as well as guides on what the very best credit cards are out there. Are reloadable cards the best for your needs, is a business card better than a student one, and what about premium cards? We will answer these questions and more.

Take a look at these guides to see if you can find some useful advice that will help you over this particular hump and get you back into the black as quickly as possible

Credit card debt is crippling millions of Americans. These pieces of plastic are the root of most debt. They are easy to acquire, tempting to use, and can have massive interest rates. But at the same time, credit cards are safe, easy to use and when used properly they can be a godsend. In this […]

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Struggling to pay off your credit card debt? These tips can help you to reduce that bill and allow you to look forward to an easier, less stressful and more financially stable 2019. There are tips to directly reduce your credit card bill and tips to save money, which can then be used to pay […]

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Overstock Credit Card Review

When you frequently shop a particular website, the option to apply for a store credit card is enticing. That’s particularly true if those cards offer discounts, rewards or exclusive offers. Do you shop at Overstock.com often? If so, you may be curious about the store cards the company has available. Before you apply, check out […]

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Nordstrom Cards

There’s no small number of retail stores that “reward” their customers by offering credit card options. Target, Kohl’s, Old Navy and many more retailers offer credit cards, some with rewards and discounts for loyal shoppers. As store credit cards go, we find the Nordstrom credit card to be one of the most rewarding. If you […]

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Every time you apply for a travel reward credit card, an inquiry shows up on your credit report. That means that, even if you’re not approved, you’re impacting your credit score. As a result, you may end up less likely to be approved for a credit card than you were in the first place. You […]

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For almost 40 years, customers have enjoyed shopping from home via the Home Shopping Network. From jewelry to clothes and from blenders to baby gear, you’ll find tons of interesting products on HSN, sometimes at a discount, and now they are offering a HSN Credit Card. As you shop, you’re offered the opportunity to pay […]

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Discount Tire Credit Card Reviews

It’s happened to just about everyone. You’re riding down the highway, singing along to your favorite Eagles tune and suddenly you hear it. Your car starts to rumble and shake, and you just know – you’ve blown a tire. Sometimes a tire repair is an easy fix. Other times it can be pretty pricey. Wouldn’t […]

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Best and Worst PNC Credit Cards

PNC is a financial services company based out of Pennsylvania, with close to 2,500 branches nationwide and a history that spans back over 160 years. In terms of assets, they are the 9th largest bank in the United States, and if you focus purely on the number of ATMs then they are the 4th largest. […]

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Top Wells Fargo Credit Cards

Wells Fargo is one of the largest banks in the world and at one point, just a few years ago, it was the largest bank in the United States. Founded over 150 years ago by Henry Wells and William Fargo, this financial powerhouse earns nearly $90 billion in revenue, a large chunk of which comes […]

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Credit Card Issuers and Networks

There are more credit cards than people in the United States, which is proof (if you needed it) that we love spending money we don’t have. The companies that issue these cards are able to make a fortune and have grown into some of the biggest organizations in the world off the back of American […]

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Looking for a new summer outfit? Performance fleece for chilly fall days? Most people find you can’t go wrong with Old Navy. Kids’ clothes, women’s clothes, men’s clothes, sandals and even accessories – Old Navy seems to have it all. So, if you’re shopping there anyway, doesn’t it make sense to apply for an Old […]

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Chase is one of the biggest banks in the United States and they provide some of the most popular credit cards in the country. If any of these cards deserves the title of the “best Chase credit card” it’s the Freedom. This card is used by millions of Americans, with more money being spent on […]

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You’ve probably heard it said that you should never fall into the “store credit card trap.” That is, for the most part, true. However, there are a select few credit cards which, if you use them correctly, may actually be beneficial to you. The Kohl’s credit card could be one of those cards, if the […]

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American Express was founded in 1850 and is currently one of the biggest financial organizations in the world, with their credit cards generating most of their profits. These American Express credit cards earn billions for the company, with each user spending an average of $18,519 a year, contributing significantly to the national debt but also […]

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Barclays is one of the most powerful transnational organizations in the world, a financial powerhouse that has more of an influence over global economic stability than any other bank. It began as a goldsmith toward the end of the 17th century and today it is one of the biggest providers of banking services, credit cards […]

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There are no shortage of credit card offers in the United States and you can get rewards cards from many of the country’s top companies. One of the latest to throw their hat into the ring is GameStop, whose rewards credit card offers incentives for anyone shopping in the thousands of national locations they have. […]

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Believe it or not, there is such a thing as an NFL credit card. Known as the Extra Points card, it was created for fans of the National Football League and offers rewards for customer who spend money on merchandise and more. But is this a good rewards card, should you signup to it and […]

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If you travel a lot with a specific airline then it only makes sense to consider an airline credit card. You shouldn’t immediately signup to one just because you frequently fly with that specific airline, but they should definitely be included in your search for a new credit card. What Are Airline Credit Cards? These […]

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Walmart is the biggest shopping destination in the United States. But it is so much more than that. It is the biggest retailer in the world, and one that owns everything from the ASDA chain in the UK to Jet.com and to a dominant share of FlipKart, India’s biggest shopping site. Walmart have also ventured […]

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Discover is one of the four big credit card networks in the United States, one that offers an array of benefits that you might not find on all other networks, but also provides the accessibility and the usability that you will. But what is it that truly sets this network aside from the others? How […]

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Capital One is a financial organization that specializes in credit cards, loans and other financial products and is one of the ten largest banks in the United States, with an equally huge share in Canada, the United Kingdom and many other countries. We have discussed Capital One many times on this site, including when looking […]

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Competition between banks, card issuers and other lenders is fierce and every year it seems to heat up. This is great news for borrowers because it means we have never had it so good and can take our pick of the best cards and offers out there. In this guide we’ll look at the best […]

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Sears has existed on the US retail landscape for over 120 years. It turns over hundreds of millions of dollars a year, and while it has been going through some hard times of late, it still remains one of the biggest retailers in North America and the Sears credit card is available to anyone looking […]

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It’s a question that everyone has when they look for their first credit card. Do you opt for MasterCard or Visa, American Express or Discover? There are many different types of credit cards, each with its own list of pros and cons. You can get cashback credit cards, travel credit cards, premium credit cards, student […]

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The Discover It credit card is a rewards card that offers big spenders a wealth of options, with many ways to earn points and to redeem them. In this guide we will take a close look at this card, reviewing it in full, telling you what you need to know and ultimately discovering (pun definitely […]

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Best Buy Credit Card

The Best Buy credit card is probably the most popular store card in the United States right now, helped, of course, by the fact that Best Buy is one of the biggest and most popular stores. But is this a card that you should signup for or not? We have looked at the best and […]

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How to Save Money in College

College can be very expensive and because we tend to get a college education when we’re young, ambitious and have the world at our feet, we’re also less inclined to watch what we spend, to be frugal and to think about future implications. As a result, millions of Americans are still paying off the debts […]

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How Do Credit Cards Work

There are more credit cards issued in the United States than there are people, and credit card debt accounts for a significant portion of the total personal debt in the US. but despite this, there are still some basic things about credit cards that millions of American consumers don’t know about. How Does a Credit […]

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Best Balance Transfer Credit Cards

A balance transfer credit card is an essential tool in a credit card consolidation. If you have two credit cards each charging a high interest rate then you can transfer the balances of both those cards to another credit card with low interest, saving tens and even hundreds of dollars on your monthly debt. The […]

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Low Interest Credit Cards

Coco Chanel once said that the “best things in life are free”. It was an odd choice of words for a woman who founded a designer brand currently charging upwards of $100 for 100ml of perfume (clearly she didn’t consider that to be one of the ‘best things in life’) but it does hold true […]

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Credit Cards Business

A business credit card is not essential, but it is recommended. Whether you’re a brand new small-scale startup or a larger business looking to expand, a business credit card can help you to keep your business spend separate from your personal spend, which will make filing your accounts considerably easier. Business credit cards also come […]

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VIP Credit Cards

Bad credit breeds bad credit. The harder things are, the harder things become, or at least that’s how it seems. If you have great credit, however, then it’s time to wear your rose tinted glasses. Because when you have good credit and plenty of money then financial institutions will do everything they can to get […]

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Student Credit Cards

A student credit card can be a useful step toward improving your credit rating if you’re going through college or you’re emerging from the other side and need some financial assistance. These cards don’t always have the best rates, nor are their reward schemes as generous as other rewards credit cards. But you don’t need […]

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Reloadable Debit Cards

A prepaid debit card is a more convenient alternative to cash and, in some cases, a safer alternative to an actual debit card. They are easy to setup and use, there are no credit checks or interest payments to worry about, and if you get the right reloadable card then you can use it pretty […]

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Best Reward Cards

A good credit card should tick several boxes. It should be secure, offering fraud protection and complete peace of mind; it should offer a line of credit that the owner needs and an APR they can afford; and it should have a program that rewards customer loyalty. Reward programs are becoming increasingly common, with many […]

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Travel Credit Cards

Retail loyalty programs date back to the late 18th century, when copper tokens were given out to customers to be redeemed on future purchases. In later years these tokens evolved into stamps and this then paved the way for one of the biggest and most well known loyalty programs of all: Frequent Flyers. This program […]

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Store Cards

Store cards feel like a modern invention. It’s just another brick in the consumerist wall. But these cards actually predate credit cards. Companies offered them to regular customers as an incentive to get them to spend more, and over the years they have become a favorite with customers and companies alike. In this guide to […]

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Credit Cards for People with Bad Credit

Millions of Americans are in debt, struggling with basic finances and worrying about how they can put food on the table. We live in a society built on credit, where your total worth as a human being is reduced to a series of numbers on a screen, and if you have bad credit then you’re […]

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