DebtReviews.com Blog Category: Debt
Debt is something that tens of millions of Americans are struggling with at ay given time. It usually begins with student loans and from there it take on the form of car payments, credit card debt and mortgages. Even those who seem to have it good, with a high-paying job and a lot of money coming in, often find themselves in a mountain of debt, from a high interest mortgage to a car they technically don’t own.
It’s just the way that things are in the United States right now and here on DebtReviews.com it is our goal to make this situation better. Debt will always be a way of life in a capitalist, consumerist society such as this, and we’re not here to change that. Instead, it is our goal to provide support for people in this situation and to make sure that everyone knows how to manage their money, get over their debt, and see the light at the end of the tunnel.
National Debt Relief is a credit counseling and debt consolidation company that claims to help you improve your credit and pay down debt. The company advertises that consumers will be able to get out of debt without filing bankruptcy, and that the average savings on debts owed is over $6,000. But does the company work? […]Continue reading
Many people who find themselves in debt find their finances to be, at best, disorganized. Debt is unfortunately overwhelming for many people. It’s because it seems so insurmountable that many people choose just to ignore debt, rather than to pay it. If this sounds like you, you may be interested in debt relief programs. There […]Continue reading
You’ve heard the expression, “more month than money.” In fact, many Americans feel as if they spend a large portion of their income just paying bills and paying down debt. Of course, everyone wants to have a high income and a low debt. But what is a good debt to income ratio? And what’s the […]Continue reading
If you owe money, you know the stress of having the debt collectors call. They’re relentless; they’ll call your home, your employer and may even call your family. Of course, you do owe money. But sometimes debt collectors’ phone calls border on harassment. In fact, sometimes debt collectors are absolutely guilty of harassment. Are you […]Continue reading
Did you know that 78% of Americans are living paycheck to paycheck? If this describes your financial situation, you can rest assured you’re not alone. Sometimes this can happen because of a low income, or because of emergency expenses. But, more often than not, you’re living paycheck to paycheck because of existing debt. If you’re […]Continue reading
Have you ever maxed out a credit card? Have you ever forgotten about a credit card bill for so long that the card was cancelled? If so, you may have been the recipient of a few phone calls. First, the issuing bank will call you to remind you you’ve got a past due balance. Then, […]Continue reading
The national debt of the United States is the combined debt accumulated by the US government, a sizable proportion of which is held by the public. It is a direct reflection of the economic stability of a country and the fact that it is at its highest point in US history has been great cause […]Continue reading