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Insurance is one of those life expenses that none of us enjoy paying, but that we are all thankful for when we need it. Insurance, in its simplest form, is a gamble. We pay money to guard against something bad happening and if that thing does happen, then the insurance we have paid will cover us.
This is true for home insurance, which can cover you against losing your house and the contents in it; car insurance, which covers you in the event of an accident; and life insurance, which provides your loved ones with a cash lump sum in the event of your demise.
Here on the DebtReviews website we have discussed all of these types of insurance in great detail. We have guides on getting the best deals based on your circumstances and your needs, guides that show you how to increase the returns while lowering the premiums, and much more.
There is a battle of the sexes on the roads. The vast majority of men think they are better drivers than women and this has even influenced female drivers, as surveys suggests that most women are happy to concede that men are better at reversing and parking. But these two issues aside, most of those […]Continue reading
We always stress the importance of comparing and contrasting when you are taking about insurance. This is true of life insurance, home insurance and car insurance, and it’s a habit that could save you hundreds of dollars a year. It is something that we discussed in our guide to Cheap Car Insurance, and in this […]Continue reading
Car insurance is a necessity, and an expensive one at that. But if you shop smart, take your time, do your research and don’t grab the first offer that comes your way then you can make some huge savings and get more affordable quotes. In this guide we’ll look at ways that you can get […]Continue reading
There are a number of things that you can do to get cheaper home insurance quotes, saving yourself huge amounts of money every year. In this guide we’ll show you some tips you can use to bring those costs down without sacrificing your coverage. Always Compare The most important thing to bear in mind is […]Continue reading
In many ways, life insurance is like a will. We all need one to protect our loved ones after we die, but we are so reluctant to deal with something that is connected to our demise that we put it off. With a will, it doesn’t really matter that much as long as you get […]Continue reading
Life insurance is often something you purchase as a way of securing yours or someone else’s financial future. In fact, if you want to take out life insurance for someone else, such as a parent, you need to prove that their death would impact your finances significantly. So where does that leave you if you […]Continue reading
Life insurance is one of those things that we know we need, but that we often avoid. We don’t want to have to think about our demise, even if it means we will be providing security for our family after we are gone. But that security is exactly why life insurance is essential and once […]Continue reading
The older you are, the more expensive life insurance will be. It’s as simple as that. As far as life insurance companies are concerned age is like a disease, at least in the sense that the older you are the more likely you are to cash-in your policy. As a result, it can be tricky […]Continue reading
There are many different types of life insurance policy you can buy, ones that cover you for specific terms, ones that last a lifetime (however long that may be) ones that you can get without medical exams, and much more. In this guide we’ll look at term vs whole life insurance, as well as the […]Continue reading
In most cases, life insurance companies will require you to undergo a medical exam before you signup. They need to check to make sure that you are as healthy as you claim to be and they also look for things that you might not know about. However, there are exceptions as some life insurance policies […]Continue reading
If you have finally made the decision to get life insurance and provide some security for you family after you have gone, then you may have a few questions. This is a subject that isn’t discussed in polite conversation, something that people prefer to avoid than to discuss, and as a result it’s not unusual […]Continue reading