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Loans are often seen as an easy way out, a solution to everything from “I need a car” to “I won’t get paid for three days”. These days you can take out a loan if you have no credit, if you have bad credit, and if you only have a few minutes to spare. They are quicker and more accessible than ever, but they are not always beneficial and some loans are tantamount to daylight robbery.

In the Loans section of the website we aim to highlight the loans that you need to avoid and the ones that you should be paying attention to. We have picked apart the terms and conditions of every single good and bad loan out there and we have reviewed these throughout the website, with links to all of them found below.

Just be careful, because these companies are in it for the money, not the kindness of their own heart. You don’t get anything for free in this life and you definitely don’t get anything for free where payday loans and other high APR loans are concerned.

Chase Bank is the largest bank in the United States in terms of assets. It offers a wealth of financial services to US citizens and its size means it can afford to be competitive and to undercut its rivals. All of this should bode well when it comes to Chase personal loans. However, there is […]

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It is harder than ever to take your fist step on the housing ladder. There is a huge disparity between the average wage and the average house price and this means that first-time buyers are older than ever before. If you go back just two generations you’ll find a time when couples were married and […]

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As you are probably already aware, your credit score can impact almost every aspect of your life. A low score may prevent you from renting an apartment, gaining access to credit cards, or even landing the perfect job. A less than perfect credit history can also keep you from buying a home. Can you buy […]

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Types of Loans

The world of finance is complicated. There are any aspects to each loan, countless pages of terms on each agreement, and a host of different loans, cards, mortgages and forms of credit. But the more you know the easer it gets and the better of a choice you can make, so let’s try to clear […]

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No Credit Check Loans

No credit check loans are a new, quick-fix loan offered to borrowers with low credit. They promise not to check your credit score, which means not only will they not take a bad score into account and use it to block your loan application, but they also won’t leave soft or hard credit check enquiries […]

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Unclaimed Money

Free money! Okay, now that we have your attention, let’s get real. There could be some unclaimed money out there that is owed to you by the government. But unless you actively go in search of it, you’re not going to get it. There are billions of dollars just waiting to be claimed and we […]

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Debt Consolidation Loans for Bad Credit

For many people, bad credit is cyclical. Maybe you have a credit card that you’re unable to pay down, so you take out another credit card. Or perhaps you’ve gotten behind on your auto loan, so it becomes necessary to apply for a personal loan. In any case, your debt grows because of your honest […]

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Bad Credit Payday Loans

There are no shortage of online payday loans for people with bad credit. And why wouldn’t there be? This is an industry that preys on the insecurity of America’s financially irresponsible, an industry that stands with a smile and an offer of good fortune when we’re in our darkest moments, only to make those moments […]

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Bad Credit Car Loans

A car is a necessity that tens of millions of Americans can’t afford to do without. If you don’t live in a big city with easy access to reliable public transportation, a car is the only way you can get to work, the only way you can do the grocery shopping or drop the kids […]

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