ClearOne Advantage is a debt settlement company that has been able to resolve over one billion dollars of credit, medical, and other unsecured debt. The company offers a very attractive 90-day, 100% service guarantee. ClearOne Advantage may charge as low as %20 of the total debt enrolled, but keep in mind fees may reach up to 25%.



The Good

Industry Size and Experience

ClearOne Advantage employs nearly 200 people, which is well beyond the industry average. Additionally, the company executives have years of entrepreneurial and financial experience.

Industry Accreditations

On top of the years of experience, ClearOne Advantage is certified with the IAPDA and AFCC, two major national debt relief organizations.

Satisfaction Guarantee

ClearOne offers a 90-day, 100% money back guarantee in the case that the customer becomes dissatisfied with the services. Furthermore, if the customer does not save any money with the first settlement, they may get a refund for all of the settlement fees paid. This is one of the most comprehensive money-back guarantees in the industry.

Positive ClearOne Advantage Reviews

The most common positive review about ClearOne is about their customer service. People who have worked with ClearOne say the company staff is friendly, knowledgeable, and helped them feel at ease.

The Bad

Not Available in Most States

The biggest drawback with ClearOne Advantage is their limited availability around the states. They only operate in 22 out of 50 U.S. states including AK, AL, AR, AZ, CA, FL, IA, IN, KY, LA, MA, MD, MI, MO, NE, NC, NM, NY, OK, PA, TX, VA.

Potential High Prices

ClearOne may only charge as low as 20% of the total debt owed, but keep in mind rates may go up to 25%, which is slightly higher than most of their competitors. If one can find a settlement company that only charges 21%, our team of reviewers recommends working with them.

ClearOne Advantage Complaints

Negative Reviews about ClearOne are usually about one of three things: they are hard to find, they use pushy negotiation tactics, and they have high rates.

High Minimum Debt Requirements

A potential client must have at least $10,000 worth of unsecured debt to work with ClearOne Advantage. Although many settlement companies do require a minimum of debt to work with, this is higher than the industry average.

The Bottom Line

ClearOne Advantage is accredited nationally, run by experienced executives, and provides free consultations for clients. In the case that you live in one of the serviceable states, you can get a good rate, and you have at least $10k worth of unsecured debt, we recommend working with them. In the case that you are quoted too high of a price, and you live outside of their range, then you should not choose ClearOne Advantage. As an alternative, we recommend working with one of our top rated debt settlement companies.

Contact Information

Website: Address: 1501 S. Clinton Street Suite 320, Baltimore, MD 21224 Business Hours: Monday – Thursday from 10AM to 7PM EST; Friday 10AM to 5PM EST