Consolidated Credit has helped over 5 million people get out of debt since 1993. This company focuses on combining credit card debts into one monthly payment with a lower interest rate than what you are paying. On average, customers pay 30 to 50 percent less than their current payments. For one customer, Consolidated Credit was able to turn $50,000 of debt from multiple credit cards into one payment and lower their interest rate from 29 to 6 percent. In addition to consolidation services, Consolidation Credit offers budgeting advice, credit counseling, financial distress from life events counseling, financial advice, and housing counseling.



The Good

  • Available nationwide
  • No cancellation fees
  • Low-interest rates

Low-Interest Rates

Most consolidation companies wait until the customer is committed to them before letting them know what their interest rate will be. This is not the case with Consolidated Credit. Although they don’t reveal their interest rates online, they claim they can get interest rates down around 6 to 10 percent on each credit card. This gesture is just one of many ways this company tries to stay honest with their customers.


When we look at customer reviews of Consolidated Credit, all we see is a lot of appreciation and positive experiences with the courteous and helpful credit counselors. Not to mention, many reviewers report being extremely satisfied with the amount of time it took to pay their debts. Available nationwide Transparent, low-interest rates Certified credit counselors ISO and AICCCA certifications Cancel at any time with no fees Get started with Consolidated Credit

The Bad

High up-front fees Negative reviews Higher Than Average Up-Front Fees   In comparison to other consolidation companies, Consolidation Credit has a higher up-front fee of $69. From the research we conducted, we found that the industry average was $56. Although this can be a deterrent, keep in mind this is a one time fee, and it’s only somewhat higher than the national average.

Negative Reviews

Although negative reviews are hard to find with this company, there are some apparent complaints such as some customers wishing they could have an up-to-date balance on their accounts. One customer states she had problems with the payment due each month.

The Bottom Line

Consolidation Credit is honest and upfront with their prices and what states they operate in. It must be noted that finding a company with this kind of transparency is rare in the consolidation industry. A certified counselor is available as we speak to give you a straightforward and honest price quote. We recommend engaging Consolidated Credit for any credit debt you may find yourself with.

Contact Information

Website: Email Address: Contact Form Hours: Monday-Thursday 8AM to 10PM EST; Friday-Saturday 8AM to 8PM EST; Sunday 9AM to 5PM EST Address:5701 West Sunrise Blvd., Fort Lauderdale, Florida 33313