Debt Consolidation Care is a safe haven for those who are seeking shelter from debt problems. Since 2004, the company has aided thousands of individuals to find their path to financial freedom. Debt Consolidation Care offers a free consultation and credit counseling. Their website also offers information about all of the options available to consumers so they can make an informed decision on whether Debt Consolidation Care is right for them.

Debt Consolidation Care

About Debt Consolidation Care

We have a few major issues with this company. Yes, they have a large forum and a huge community and yes they offer a wealth of services. But there are some concerns and anyone who has spent any length of time on their website will likely have similar concerns. So, before we get to our Debt Consolidation Care review, let's take a look at these issues.

The Company

As far as we can tell, Debt Consolidation Care are owned by another company, one listed as InterNext Technologies on their website. Under this listing they claim that their parent company is accredited by the BBB and is based in Nevada, even though the link they provide is to an unclaimed, non-accredited company that is based in Utah! (They may fix this after we publish, but the link they use was this).

It's odd, to say the least, but it could also be an innocent mistake. Not a mistake you would expect to find on such a large site as it would have surely had to have gone unnoticed by the writer, editor and developer, but we're happy to overlook that for now.

There isn't a great deal of info on this company in any case, and it's one of the only companies in this sector that operates through a parent company (Debt Guru is another, although in that case it's just the web name for American Credit Foundation). This should always be a concern for potential customers, and it certainly raised a few red flags for our reviewers.

The Services

Debt Consolidation Care provide a number of services, including consolidation, financial assistance and more, but we're not at all comfortable using their website and we know that many others have reported the same issues.

There are broken links, strange aesthetic choices, and there are also some issues with broken English, which is definitely not to be expected. We're sure that we have made some mistakes here on DebtReviews as well, and we definitely don't want to come across as hypocritical, but many of our reviewers are researchers first and writers second, there are many of them (the actual review, published further down, was written separately to this section) and most importantly we are not a major nationally accredited consolidation company. They have no excuses to make so many mistakes, and yet they do.

These things don't always equate to poor service. A poorly made site with bad writing doesn't necessarily mean that the company will be equally poor, and vice versa. However, you expect a certain level of professionalism and attention to detail and we just don't see that here.

Debt Consolidation Care Reviews

Our Debt Consolidation Care Review

To see what our expert reviewers had to say about Debt Consolidation Care and the services they provide, see below.

The Good

  • Free counseling
  • Service options
  • Community

Free Counseling

Customers of Debt Consolidation Care will have several opportunities to get a free counseling session throughout the process. To start, the counselor will start you off on the right foot by going over your specific situation and finding the plan that best fits your needs. If the customer decides to enroll with Debt Consolidation Care, they will continue to receive personalized care throughout the entire consolidation process.

Debt Consolidation Care has created a place where people can come to get support in consolidating and resolving their debt. Founded in 2004, the company has helped thousands of people all around the country jump-start their journey to financial freedom. Debt Consolidation Care offers credit counseling and a free consultation. The website offers information about all different options and solutions, so customers can have what they need to make an informed decision.

Service options

Since every financial situation calls for a unique approach, it is helpful for customers to have options when it comes to finding the right solution to your financial needs. Debt Consolidation Care offers information and guidance for every one of these options so consumers are never left in the dark.


Debt Care Consolidation stands out from their competitors by offering a debt community where customers can seek out support among the settlement process. This support offers forums and discussion boards that customers can engage in to find motivation and ideas. This is not common practice in the industry and makes Debt Consolidation Care stand out from the rest of the competition.

Debt Consolidation Care Help

The Bad

  • Lack of Transparency
  • Third Party
  • Non-exempt forum

Lack of Transparency

There are a lot of aspects to consider when deciding to consolidate your debt. One major factor to consider is the price tag to go through with the process. Unfortunately, Debt Consolidation Care will not be able to give you a price quote until you have a credit counseling session.

This makes it extremely difficult for potential clients to decide if enrolling with Debt Consolidation Care is in their best interest. It also makes it challenging for our team of reviews to rank the service provided by Debt Consolidation Care.

Third Party

Although it isn’t uncommon practice, Debt Consolidation Care does not actually do the consolidation work for the customer. Essentially, Debt Consolidation Care helps the customer by finding which steps to take to resolve the debt issues. They also do not help the customer find which company will actually be doing the consolidation work. Potential clients may want to do their own research to find a company that they can work with throughout the entire debt management process.

Non-Expert Driven Forum

The online support offered by Debt Consolidation Care can help a customer realize what path to take to arrive at financial liberation. One thing to watch out for is that anyone can post on these forums which can lead to the spreading of misinformation. These forums are monitored, but this doesn’t guarantee that all false information will be taken down. Want to see the top rated Debt Consolidation Companies? Click Here

The Bottom Line

Debt Consolidation Care is a great resource for people to start their path to financial independence. This company offers a resource where anyone can ask questions and interact with past clients to get an idea of how they should begin their journey.

Conversely, it does not seem that Debt Consolidation Care will help much beyond this point. Customers will have to find other companies to get the actual consolidation work done. We can recommend Debt Consolidation Care for additional support, but we do not recommend them for the consolidation process.