Privacy Policy

This Privacy Policy governs the manner in which collects, uses, maintains and discloses information collected from users (each, a “User”) of the website (“Site”).

The terms listed herein apply to the information we collect:

  • On the Site
  • Via contact forms, newsletters, phone calls and other direct correspondence between User and the Site
  • Via User interactions with third-party advertising websites and services
  • As a direct result of dealings with third-party services who gather information from consenting Users
  • Through the use of online applications created by the Site and third-party developers

Where applicable, this Privacy Policy may also apply to information that the Site, and its owners and operators, collect offline, both in writing and orally, and through any other means.

Age restrictions

This Site, and the content, advice and programs within, is not intended for use by anyone under the age of 13. Anyone under the age of 13 should only use this Site under strict guidance from a parent or guardian. By using this Site, you warrant that you are at least 13 years of age, or are operating under supervision from a parent of guardian.

The Site does not provide services for anyone under the age of 13 and all of the content and services are geared towards responsible and financially independent adults seeking to stabilize their economic situation.

We do not seek to collect information from any Users under the age of 13 and any information that has been erroneously collected will be deleted immediately. If you believe that the Site may have collected information pertaining to a User under the age of 13, please contact us and we will delete this immediately.

Personal identification information

We may collect personal identification information from Users in a variety of ways, including, but not limited to, when Users visit our site, register on the site, fill out a form, and in connection with other activities, services, features or resources we make available on our Site. Users may be asked for, as appropriate, name, email address, mailing address, phone number. Users may, however, visit our Site anonymously. We will collect personal identification information from Users only if they voluntarily submit such information to us. Users can always refuse to supply personally identification information, except that it may prevent them from engaging in certain Site related activities.

Website analytics

Information may also be collected via third-party tracking software, such as Google Analytics. This service is used to provide the operators of the Site with basic information concerning the Users of the site, including how many of them are on the Site, how they got there, where they came from, etc.,

Google Analytics requires the following cookies in order to work properly:

Cookie NameExpirationReason
_ga2 yearsHelps to identifiy a user and distinguish them from others.
_gid24 hoursHelps to identifiy a user and distinguish them from others.
_gat1 minuteThrottles request rate
AMP_TOKEN30 seconds to a yearUsed to retrieve Client ID
_gac_<property-id>90 daysContain data related to the Site’s active campaigns.

Do not track

Many web browsers include a “Do Not Track” feature. We are required to inform Users of this Site that we do not honor this particular feature as the site was created to be streamlined, consistent and informative and therefore does not accommodate such a feature.

Non-personal identification information

We may collect non-personal identification information about Users whenever they interact with our Site. Non-personal identification information may include the browser name, the type of computer and technical information about Users means of connection to our Site, such as the operating system and the Internet service providers utilized and other similar information.

European Economic Area

The Site is aimed at Users in the United States and does not gear its content or services towards Users in the European Economic Area. We acknowledge, however, that citizens of the EEA are still able to access the Site and to use its contact forms, newsletters, blogs, and other information, so we wish to make it clear that we will:

  • Not store and process information pertaining to an individual in the EEA unless we have the legal rights to do so under EU law.
  • Only contact an individual in the EEA when we are replying to an initial message sent through one of our contact forms or another avenue of correspondence.
  • Only provide further information (I.E. in addition to what can be found on the Site and accessed by everyone) if requested by an individual in the EEA and if their consent has been granted.

All of the data that the Site collects about its Users, regardless of where those users are located, will be stored in the United States of America.

Web browser cookies

Our Site may use “cookies” to enhance User experience. User's web browser places cookies on their hard drive for record-keeping purposes and sometimes to track information about them. User may choose to set their web browser to refuse cookies, or to alert you when cookies are being sent. If they do so, note that some parts of the Site may not function properly.

How we use collected information may collect and use Users personal information for the following purposes:

To run and operate our Site
We may need your information display content on the Site correctly.

To improve customer service
Information you provide helps us respond to your customer service requests and support needs more efficiently.

To personalize user experience
We may use information in the aggregate to understand how our Users as a group use the services and resources provided on our Site.

To improve our Site
We may use feedback you provide to improve our products and services.

To send periodic emails
We may use the email address to send User information and updates pertaining to their order. It may also be used to respond to their inquiries, questions, and/or other requests.

How we protect your information

We adopt appropriate data collection, storage and processing practices and security measures to protect against unauthorized access, alteration, disclosure or destruction of your personal information, username, password, transaction information and data stored on our Site.

Sharing your personal information

We may share or sell information with third parties for marketing or other purposes.We may use third party service providers to help us operate our business and the Site or administer activities on our behalf, such as sending out newsletters or surveys. We may share your information with these third parties for those limited purposes provided that you have given us your permission.

Your rights

All Users have a right to know what data has been collected from them (and continues to be collected from them) who we share it with, how it is being stored and how it is being used. By using this website and agreeing to these terms you are consenting for your information to be used by the Site, but you may revoke that consent at any time, in which case we will remove your data from our Site.

This will not negate any previous use of said data and any such removal will not invalidate any contract you have entered into (whether written, oral or implied) with the Site and its affiliates/advertisers. Such a removal may also impact how you use the Site and any connected services in the future.

Electronic newsletters

If User decides to opt-in to our mailing list, they will receive emails that may include company news, updates, related product or service information, etc. If at any time the User would like to unsubscribe from receiving future emails, we include detailed unsubscribe instructions at the bottom of each email or User may contact us via our Site. We may use third party service providers to help us operate our business and the Site or administer activities on our behalf, such as sending out newsletters or surveys. We may share your information with these third parties for those limited purposes provided that you have given us your permission.

Third party websites

Users may find advertising or other content on our Site that link to the sites and services of our partners, suppliers, advertisers, sponsors, licensors and other third parties. We do not control the content or links that appear on these sites and are not responsible for the practices employed by websites linked to or from our Site. In addition, these sites or services, including their content and links, may be constantly changing. These sites and services may have their own privacy policies and customer service policies. Browsing and interaction on any other website, including websites which have a link to our Site, is subject to that website's own terms and policies.


Ads appearing on our site may be delivered to Users by advertising partners, who may set cookies. These cookies allow the ad server to recognize your computer each time they send you an online advertisement to compile non personal identification information about you or others who use your computer. This information allows ad networks to, among other things, deliver targeted advertisements that they believe will be of most interest to you. This privacy policy does not cover the use of cookies by any advertisers. You may learn more about opting out of major ad networks at

Google Adsense

Some of the ads may be served by Google. Google's use of the DART cookie enables it to serve ads to Users based on their visit to our Site and other sites on the Internet. DART uses “non personally identifiable information” and does NOT track personal information about you, such as your name, email address, physical address, etc. You may opt out of the use of the DART cookie by visiting the Google ad and content network privacy policy at

Changes to this privacy polic has the discretion to update this privacy policy at any time. When we do, we will post a notification on the main page of our Site. We encourage Users to frequently check this page for any changes to stay informed about how we are helping to protect the personal information we collect. You acknowledge and agree that it is your responsibility to review this privacy policy periodically and become aware of modifications.

Your acceptance of these terms

By using this Site, you signify your acceptance of this policy. If you do not agree to this policy, please do not use our Site. Your continued use of the Site following the posting of changes to this policy will be deemed your acceptance of those changes. This privacy policy was built .

Contacting us

If you have any questions about this Privacy Policy, the practices of this site, or your dealings with this site, please contact us.

This document was last updated on April 25, 2018